Home & Renters Coverage: 5 Rules That Decide What Gets Rebuilt

๐Ÿ›ก๏ธ Insurance Basics ยท 5-card lesson ยท ๐Ÿ”’ Premium

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Preview โ€” The Goal

๐Ÿ—๏ธ Dwelling Coverage vs. Land Value: Insure a home for the cost to REBUILD the structure, not its market price โ€” the land underneath can't burn down, so you never need to insure it. Rebuild cost and sale price are two very different numbers.