How $5 a Day Makes You a Millionaire

๐Ÿ“ˆ Investing ยท 5-card lesson ยท ๐Ÿ”’ Premium

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Preview โ€” The Goal

๐ŸŽฏ The Goal: Time is your greatest financial superpower. $5 a day โ€” one fancy coffee โ€” invested consistently into broad market funds is about $150/month. At the market's long-run average (~10%/year before inflation), that's roughly $340,000 in 30 years and over $1M in 45. The trick isn't the amount; it's that compound interest pays interest ON your interest, and the curve goes vertical in the later decades.