Preview — The Goal
🎯 The Goal: Lenders love hiding junk fees in plain sight. Every lender must give you the same standardized 3-page 'Loan Estimate' form within 3 days of your application — which means you can line them up side by side. Flip straight to Section A (Origination Charges): that's the lender's own price tag, and comparing it across three lenders forces them to compete for your business. Ten minutes of reading routinely saves $3,000-8,000.